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Was your mortgage loan application denied? 9 steps to take

If you're denied due to a high debt-to-income (DTI) ratio, finding ways to boost your monthly earnings could be the deciding factor. Options to do this include requesting a raise from your current ... read more

Can Refinancing a Mortgage Lower Your Credit Score?

While paying your bills on time and maintaining a low balance are well-known ways to help you maintain your credit score, it's less clear how refinancing your mortgage or loan affects your score. read more

Should you lock in your mortgage rate before the April Fed meeting?

Are you shopping for a new home? Here's why you may (and may not) want to lock in your rate before the Fed meets. read more

Dave Ramsey explains how your mortgage is key to early retirement

Ramsey believes the first thing to do when planning for early retirement is to have a good understanding of specific goals. The type of lifestyle you want to live will determine the size of the budget ... read more

Should You Wait for Mortgage Rates to Fall to Buy a House?

Buying a home when mortgage rates are high can drive up your monthly payments, but waiting for rates to fall before buying a home comes with its downsides, too. read more

Protecting Your Loved Ones: Why Mortgage Life Insurance is a Smart Investment

When it comes to safeguarding the ones we love, there’s no room for compromise. In a world filled with uncertainties, having a secure financial future is paramount. That’s why mortgage life insurance ... read more

How to Refinance Your Mortgage: Complete Guide

Are you considering refinancing your mortgage? We cover everything you need to know in our comprehensive guide. read more

Mortgage Interest Rates Today, April 23, 2024 | Rates Hold Steady, but They Could Move Later This Week

These are today's mortgage and refinance rates. Once we get a few months of data showing that inflation is coming down, mortgage rates should ease somewhat. read more

New American Funding Mortgage Review 2024: Your Ticket to the American Dream?

Founded in 2003, New American Funding bills itself as one of the country’s largest direct mortgage lenders. In March 2024, the California-based company announced it had expanded to Hawaii and New York ... read more

Is It a Good Idea To Sell Your House When Interest Rates Are High?

Ways People Destroy the Value of Their Homes, According to a Real Estate Agent Find Out: Home Prices Are Plummeting in 10 Formerly Overpriced Housing Markets Against this backdrop, it might seem ... read more

What is conditional mortgage approval, and what does it mean for your home purchase?

When you’re buying a home, obtaining mortgage approval is a major milestone. However, before your loan is officially approved and cleared to close, you may receive what’s known as conditional approval ... read more

Ally Mortgages Review 2024: This Lender May Be Your Homebuying Ally

Ally mortgages are a great option for those seeking conventional loans and a speedy application process. But if you’re looking for a government-backed loan, look elsewhere. Read on for our full Ally ... read more