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Why the HECM reverse mortgage market is stunted

During my lifetime, retirement planning has become more and more challenging. People are living a lot longer, which makes retirement periods longer, and fewer people retire with employer-provided defi... read more

FHA in “Fix-It Mode,” Stresses Commitment to Reverse Mortgages

and its reverse mortgage program in particular. In a call with members of the press Tuesday, Montgomery expressed concerns about the FHA’s technology backbone, the administration’s market share of the ... read more

The Mortgage Professor: Borrower decisions on a HECM reverse mortgages

When weighing whether to take out a home equity conversion mortgage (HECM ... in the market. The third decision the reverse-mortgage borrower must make is the loan provider. However, most of them see ... read more

The Mortgage Professor: Finding the best deal on an HECM reverse mortgage

I recently realized, however, that with reverse mortgages, it was more meaningful ... Right now, I don’t know why the spread on tenure payments is much smaller than on other HECM uses. • Obtain the la... read more

Reverse mortgages are not the next subprime

These actions are the reasons why, until recently, reverse mortgages never caught on ... issues exist regarding who should take out an HECM and when they should do so. Seniors face hazards in this mar... read more

How to unleash the HECM reverse mortgage market

The need for a robust reverse mortgage market ... insured HECM program has barely dented the problem. Fewer than a million HECMs have been written in total since the program began in 1990, and the cur... read more

The Risks Of Reverse Mortgages

Why might ... of the mortgage market where most reverse mortgages are held. Mortgages of all types may be riskier than we realize. Tenure payments last the life of the mortgage, not the life of the re... read more

4 ways to buy a house with a reverse mortgage

Prior to 2008, a senior who wanted to combine a house purchase with a reverse mortgage ... future HECM debt is lower than in option one, that reflects the lower initial rate on adjustable rate HECMs r... read more

How to use home equity to fund your retirement

Five experts offered smart advice about using home equity (the difference in the market ... way a reverse mortgage, a home equity line of credit and a cash-out refinance work. With a reverse mortgage ... read more

JACK GUTTENTAG: Why the HECM Reverse Mortgage Market Is Stunted

During my lifetime, retirement planning has become more and more challenging. People are living a lot longer, which makes retirement periods longer, and fewer people retire with employer-provided defi... read more