Automatic Web Traffic Generator

What Is an Annuity and How Does It Work?

Annuity sounds like it should be a financial code word. It should be traded with pork futures by men in smoking jackets and wingback chairs. So here's the dirty little secret: It shouldn't. It isn't. ... read more

What Is a Startup? Looker's Frank Bien on Scaling Startup Culture

For instance, the CTOs I spoke with raised many interesting, unanswerable issues, like: Does a company immediately stop being ... this is the time when the business focuses much more on expanding its ... read more

I'm saving £400 a month, but still only due a measly pension at 65 - what am I missing? Steve Webb replies

I work in electrical engineering so don't have any ... for the difference is that my rule of thumb is for what is called a 'level annuity' – this is a regular income which does not rise in line with i... read more

What Is an Annuity?

If a beneficiary is in place, the annuity does not have to go through probate when the contract holder dies. The money placed in an annuity is tax-deferred until it is withdrawn as long as the person ... read more

Daniela Silcock: Should employers default staff into pensions guidance?

Why does this matter? Well, DB income is like an annuity; it pays out every year until a pensioner’s death, and inflates to allow the recipient to maintain their cost of living. Until 2015, DC savers ... read more

What Is Present Value and How Is It Calculated?

In contrast, $100 given to you one year from now, does not have that growth factor, and can actually lose value to inflation. By and large, the sooner you receive a financial asset, be it a dollar bil... read more

Scared of running out of money in retirement? A 'personal pension' could be for you

"This is guaranteed income in retirement that protects you from market risk and outliving your money." How does it work? An annuity is a financial contract with an insurance company that provides regu... read more

Legal Insider: Five Considerations for Federal Employee Disability Retirement Cases

we recommend that a federal employee consult with a financial advisor about the impact of a potentially reduced annuity before filing for disability retirement. The good news is that an individual app... read more

Brokerage Account Insurance: Is Your Account Safe?

But there have been some losers -- the SIPC does not provide an unlimited amount of insurance ... though the administrative work of managing multiple accounts may not be worth the effort, considering ... read more

How Does a Joint and Survivor Annuity Work?

An annuity is a monthly retirement payment guaranteed to last as long as you live. The joint and survivor option – or requirement in some cases – expands that lifetime benefit to continue paying out t... read more

NAIC’s Proposed Annuity Sales Rule Under Fire

The model appears to fall back on disclosure when disclosures have not proven they work, he said ... that an appropriate recommendation does not mean "the annuity with the lowest one-time or ... read more

Pension: what is an annuity and how does it work?

In the first installment of our two-part guide to annuities, we explain how an annuity can help you provide your income in retirement. The government doesn't want you to just dip into the pot willy ni... read more