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The Home Affordable Refinance Program Is Ending Again, For Real This Time

Since 2009, the Home Affordable Refinance Program (HARP) has helped qualified homeowners with limited equity in their homes find affordable refinancing. After seven program extensions, HARP is schedul... read more

60,000 underwater borrowers in Chicago eligible for program

... eligible to refinance their Fannie Mae and Freddie Mac-backed mortgages to more affordable terms under the Home Affordable Refinance Program. With the unveiling Tuesday of a public service campaig... read more

Struggling With Your Mortgage? 7 Programs That Can Help

Check out some of the mortgage refinance programs the Federal Housing Administration (FHA) and Making Home Affordable Program (MHA ... a HAMP refinance at the end of your UP forbearance period if it i... read more

Letters to the Hometown Life editor, Observer papers

Once again we have our perennial pop ... The Senate always too much a rest home for a politician. Here an ardent supporter of some term limits. More an advocate of real results. Well past time for a c... read more

Jim Kenyon: Prescription-drug DUI case shows odds against the poor

Scott Pixley stands outside his home in Strafford on Oct ... A handcuffed Pixley was again placed in the back of the cruiser — this time bound for Mt. Ascutney Hospital in Windsor. read more

Freddie Mac Unveils its HARP Replacement Loan

Last year Freddie Mac and Fannie Mae announced that their implementation of the Home Affordable Refinance Program (HARP) would continue through the end of 2018 and that both were developing a new high ... read more

New rules to ensure mortgage lenders, servicers treat borrowers fairly

It came as quite a shock to many distressed homeowners that the U.S. Treasury's Home Affordable Modification Program and Home Affordable Refinance Program would end Dec ... again to a borrower who has ... read more

Can You Refinance Your Home Without a Mountain of Paperwork?

Are you looking to refinance ... time you want to save a few hundred dollars a month? If your loan is owned by Fannie Mae or Freddie Mac, and it was taken out no later than May 31, 2009, you’re golden ... read more

Habitat house offers opportunity for new owner

A home office will go in the guest bedroom. For the first time in his life ... the Habitat for Humanity program, and he was accepted two years ago. Habitat for Humanity partners with area families to ... read more

Getting affordable housing in L.A. shouldn't be like winning the lottery

Currently, 40% of home ... affordable housing and to make it easier for private developers to construct it. But those efforts will take time. In the immediate future, Los Angeles needs more Section 8 ... read more

What to Do When You Can’t Afford Your Mortgage Payments

If your mortgage is greater than the value of your home, it might be tough to get a refinance. You might want to consider the government's Home Affordable Refinance Program program ... amount over a p... read more

Rejected for HARP refi? Try again

I've been told that my loan is a Fannie Mae loan, but I don't qualify for HARP because my original loan was under a first-time home ... How can I refinance? A: Unfortunately, if you don't qualify for ... read more