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‘I racked up $45,000 in credit-card debt doing home repairs’: Should I refinance my $1.5 million house — or take out a personal loan to pay it off?

Dear Quentin, My husband and I have $45,000 in debt on credit cards with 0% interest rates that will start charging interest in July. We bought a house for $1.3 million that is now worth $1.5 million. read more

Did you buy a home with a high interest rate and intend to refinance later?

If you bought a home in the last two years with a high interest rate, did you purchase with the intention to refinance later? Tell us how the strategy has worked out so far. read more

What Is a Cash-Out Refinance?

A cash-out refinance can help you secure a loan with lower interest rates compared to credit cards and other unsecured loans. But it’s not a good fit for everyone. Check out our guide on cash-out ... read more

How to Refinance Your Mortgage: Complete Guide

Are you considering refinancing your mortgage? We cover everything you need to know in our comprehensive guide. read more

What are today's mortgage and mortgage refinance interest rates?

Are you in the market for a new home or considering refinancing your mortgage? If so, you've likely faced some challenges. Between a limited supply of available homes and high mortgage rates ... read more

Home Equity Loan Refinance: How Does It Work?

A home equity loan refinance is not only possible but relatively common when interest rates drop. While a home equity line of credit (HELOC) or a home equity loan offers homeowners the option to ... read more

Best Mortgage Refinance Lenders Of April 2024

Natalie toggles between news stories and enterprise reporting to bring timely personal finance topics to readers. Her mission is to help inform people of all financial backgrounds about events ... read more

Compare Current Refinance Rates in April 2024

With refinance rates still relatively high, though, it’s less likely that homeowners will find a lower rate than the one they have on their current mortgage. If you purchased a home when rates ... read more

How to Refinance a Mortgage to Buy a Second Home

Funding your second home can be tough, but if you have an existing mortgage and have enough equity, you can refinance a mortgage to buy a second home. Before you tap into your home equity to buy a ... read more

What is a cash out refinance? How to get money from your mortgage

If your home's value has increased since you bought it, you may be able to get the funds you need through a cash-out refinance on your mortgage. Cash-out refinance rates are lower than credit ... read more

Zillow Home Loans Review 2024: A Simple Online Mortgage Experience for Well-Qualified Borrowers

Zillow Home Loans offer a simple online mortgage experience, including prequalification with only a soft credit inquiry. But its minimum credit score criteria is a bit stricter than some other lenders ... read more

The 11 Best Ways To Refinance a HELOC

If you've built up your home's equity, you can potentially borrow money for projects like renovations, expansions, debt repayment or even other large purchases. Trending Now: 7 Things To Know If ... read more