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If your home needs a renovation or repair, there are many ways to fund the project. Here’s how to get started.

A 2022 study shows that homeowners spent a median of $22,000 on renovations. Funding options are available for financing a home project, such as equity loans, credit cards, and refinancing your ... read more

Today’s Mortgage Refinance Rates: September 12, 2025 – Rates Decline

The rate on a 30-year fixed refinance slipped to 6.3% today, according to the Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.21%. On a 20-year mortgage refinance, the ... read more

What is a cash-out refinance?

A cash-out refinance replaces your current mortgage with a new, bigger one and converts the difference between the two balances into cash. The terms of your refinanced mortgage might significantly ... read more

Mortgage refinancing questions homeowners should be thinking about now

With mortgage rates falling and rate cuts ahead, homeowners hoping to refinance should think through these questions. read more

Refinancing for revamp: Tips and recommendations on strategic home improvements

Annual spending on home improvements has been down in recent years, but that’s expected to change in 2025 with a 1.2 percent increase in renovation spending, according to a report by the Joint Center ... read more

Here's how to use (and not use) your home equity this fall, according to experts

Home equity loans and HELOCs can help you improve your financial position when used wisely this fall. Here's how. read more

Mortgage rates have dropped. Should you refinance your home?

Mortgage rates have dropped significantly in recent months, and that means one thing for those who bought a home in the last couple years: It might be time to refinance. Refinancing your mortgage ... read more

Refinancing for home improvement: How it works

Annual spending on home improvements has been down in recent years, but that’s expected to change in 2025 with a 1.2% increase in renovation spending, according to a report by the Joint Center for ... read more

What is refinancing and when it makes sense

Ever thought about refinancing your home? You hear the term - maybe see ads for it - but what’s the real deal? Is it a smart money move or a financial trap? FOX 5 real estate expert John Adams joined ... read more

When Should You Refinance Your Mortgage?

MarketWatch Guides may receive compensation from companies that appear on this page. The compensation may impact how, where and in what order products appear, but it does not influence the ... read more

How to Get Equity Out of Your Home Without Refinancing

Whether you've paid off your mortgage or you're one of the millions of homeowners who benefitted from equity gains in recent years, getting equity out of your home without a refinance is possible. You ... read more

Refinancing Your Home During The Pandemic? Keep These Factors In Mind

Expertise from Forbes Councils members, operated under license. Opinions expressed are those of the author. Many of us grew up with parents who believed the best financial strategy was to pay off your ... read more