Automatic Web Traffic Generator

Fixing the Dysfunctional HECM Reverse Mortgage Market

But not enough homeowners do it because of a dysfunctional HECM market, as well as fear, ignorance and distrust of reverse mortgages that make seniors stay away, according to Jack Guttentag ... submit... read more

JACK GUTTENTAG: Finding the best deal on HECM reverse mortgage

I recently realized, however, that with reverse mortgages, it was more meaningful ... Right now I don’t know why the spread on tenure payments is much smaller than on other HECM uses. Obtain the large... read more

The Mortgage Professor: Borrower decisions on a HECM reverse mortgages

Borrowers in the forward-mortgage market make similar decisions. There are no points on HECM reverse mortgages ... which is why identical transactions with different lenders can carry markedly differe... read more

Mortgage Professor Unveils the Kosher HECM Shopper's Assistant

The HECM reverse mortgage market now has two segments ... will be satisfied with the lender's explanation of why that happened. The HSA includes tips for dealing with low-ballers. Jack M. Guttentag is ... read more

Price Transparency Key to Expanding Reverse-Mortgage Market

Price competition and protection against lock abuse could both be provided by third-party websites that I will call “independent HECM networks,” which would ... we have developed available to them. Ja... read more

‘Mortgage Professor’ to Launch ‘Retirement Income Stabilizer’

The program is being established by Jack Guttentag, a.k.a. “The Mortgage Professor,” who has long been a proponent of reverse mortgage use ... Guttentag summarizes his point and why the HECM is being ... read more

Reverse mortgages are not the next subprime

These actions are the reasons why, until recently, reverse mortgages never caught on ... issues exist regarding who should take out an HECM and when they should do so. Seniors face hazards in this mar... read more

The Mortgage Professor's New Approach to Counseling Seniors on the Benefits and Costs of Reverse Mortgages

Dr. Jack Guttentag, Chairman of The Mortgage Professor, has designed a new counseling approach that gives seniors the information they need while eliminating the counselor's financial interest in the ... read more

A Great Reverse Mortgage Idea Now

HUD/FHA rule changes are coming October 1 that will have an impact on the benefits of the reverse ... magic in a HECM credit line is that your borrowing power isn't fixed, says Jack Guttentag, founder ... read more

The Mortgage Professor: Why small home mortgage loans are hard to find

In the 1920s, before the Federal Government entered the marketplace, many mortgage loans had 5-year terms. Lenders originating HECM reverse mortgage loans earn ... ABOUT THE WRITER Jack Guttentag is p... read more