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How some mortgages have gotten a bad rap

In a previous column, I noted that large losses on HECM reverse mortgages could be attributed to adverse selection. The program attracts too many borrowers in desperate financial condition and too few ... read more

Have Adjustable-Rate Mortgages Gotten a Bad Rap?

Some people are just ... subprime adjustable-rate mortgage," said Mark Zandi, chief economist at Moody's Analytics. "That was at top of mind just a few years ago, and so it's going to take a while bef... read more

Do Birthdays get a Bad Rap?

I was thinking about all of the reasons why my birthday no longer excites me and I think I may have given it a bum rap, and here’s why ... sometimes when we fall short of some of those goals, we get r... read more

These companies get gold stars for their recruitment processes

Consequently, recruiting gets a bad rap. Fortunately, despite some companies’ weak practices ... “This year we have improved recruiting through multiple technology and process improvement ... read more

Could a Reverse Mortgage Save Your Retirement?

While reverse mortgages have gotten a bad rap over the last decade ... A reverse mortgage is a way for homeowners to unlock some of the equity in their home without having to make monthly mortgage pay... read more

Condo Scene: Having a mortgage till death do us part

Why do mortgages get such a bad rap ... they’ll have an amortization of 25 years, Ibrahim notes. To your death indeed. What strikes me as interesting is there are fundamental differences between house ... read more

'This is (Not) L.A.' debunks 18 myths about Los Angeles and calls out the New York Times

How about the myth that we have no seasons ... D.C. “What we were trying to get at is the question, ‘Is it just us or is it everywhere?’ And if it’s everywhere, why do we get such a bad rap for it?” B... read more

Mortgage Rates Are Set to Jump. Here's How to Lock In a Low Rate Now

First the good news: A decade after banks clamped down on the easy-money practices that led to the mortgage ... estate data company Attom Data Solutions. Adjustable-rate mortgages got a bad rap during ... read more

3 Reasons an ARM Mortgage Is a Good Idea

Adjustable-rate mortgages (ARMs) get a bad rap. Some worry that they're super risky for the borrower ... By the end of the 5-year fixed period, the borrower will have made a much larger dent in their ... read more

6 Tips for Getting the Best Deal on a Mortgage

“Most mortgages still go through [government-sponsored entities] Fannie Mae and Freddie Mac or the Federal Housing Administration, which all have strict guidelines ... Adjustable-rate mortgages got a ... read more