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How some mortgages have gotten a bad rap

In a previous column, I noted that large losses on HECM reverse mortgages could be attributed to adverse selection ... At an early stage in the evolution of the HECM market, some originators persuaded ... read more

How the Mortgage Market is Opening Up to Brokers

However, mortgage brokers have not always had the support of consumers or news outlets covering the housing market. Working with a mortgage broker has gotten a bad rap in some markets because of the ... read more

Have Adjustable-Rate Mortgages Gotten a Bad Rap?

Some people are just ... subprime adjustable-rate mortgage," said Mark Zandi, chief economist at Moody's Analytics. "That was at top of mind just a few years ago, and so it's going to take a while ... read more

Faith & Values: Is humility getting a bad rap?

My wife, Cathy, was chilling in one of the lounge chairs there one day and got into a conversation with ... I think humility is getting a bad rap, though. The best description of it I’ve ever heard is ... read more

Did Mortgage Securitization Get a Bad Rap?

“The essence of finance is the lender worrying ‘am I going to get paid ... so walking away from an underwater mortgage wouldn’t absolve a homeowner of the debt. Some banks in America have issued ... read more

INVESTORS, PLANS & MONEY: Reverse mortgages: Seeing them with different eyes

Of course, she and Chuck had planned, but they got the timing all wrong. What’s Plan B? Reverse mortgages – also known as Home Equity Conversion Mortgages (HECMs) – have had a bad rap for many years . read more

How Two Best Friends Are Changing Los Angeles With Their Creative Agency The Edit

KD: Digital marketing is more complex than people realize – especially social media which can get a bad rap. People think it’s superficial or lacks ... The outcome and performance of our work is ... read more

Adjustable-rate mortgages are making a comeback. But are these loans right for you?

“They got a bad rap and were ... consult a mortgage professional who can talk them through all their options,” Thompson says. “Lots of people don’t stay in their home for that long, so an ARM can make ... read more

Do Birthdays get a Bad Rap?

I was thinking about all of the reasons why my birthday no longer excites me and I think I may have given it a bum rap, and here’s why ... sometimes when we fall short of some of those goals, we get ... read more

Money Doesn’t Deserve the Bad Rap It’s Getting

(Bloomberg Opinion) -- Money gets a bad rap. In the current environment ... many of whom previously did not have access to credit or mortgage markets. When it turned out those homes they thought would ... read more

Olivia Newton-John says cannabis shouldn’t get such a bad rap

Olivia Newton-John believes her trip to Canberra to promote medicinal cannabis may have helped ... I hope we played some part in it. We talked to the politicians about how the public are really ... read more