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Traditional Lenders Losing More Ground As Fintech Loan Share Surges

Past research by TransUnion has indicated that fintech personal loan borrowers tend to have a similar profile to bank and credit union borrowers, though fintechs tend to be willing to take greater ... read more

How fintech startups can help banks bridge the gap in SME Lending in India

Among the prime ... to serve enterprises of a smaller scale. Such entities lack collateral to avail credit but unintentionally create patterns through their cash flows. By adopting end-use monitoring ... read more

Here's how one alt lender is using alternative underwriting data

This story was delivered to BI Intelligence "Fintech Briefing" subscribers ... This restricts the demographic segments they can safely serve, and creates an inconvenient experience for potential ... read more

Prosper President Ron Suber Shares Insight & Perspective with French Fintech Industry

Cédric Teissier asked Ron Suber as head of a worldwide pioneering and leading online lender to share his advice and his vision for the benefit of French fintech ... serve diverse categories of ... read more

How Should We Invest In FinTech?

Online lending, one aspect of FinTech, is the subject of a recent U.S. Treasury ... It sort of critically notes that a large majority of their borrowers are "prime" as defined by credit scores and ... read more

Can Fintech Advance Civil Rights?

Fintech ... minority borrowers, but while fintech has some promise, there is no easy solution. Mitria Wilson, a former Capitol Hill aide who now works for the Center for Global Policy Solutions, ... read more

The rise of gig economy and how it affects fintech

Most lenders who are on the outlook to serve the gig economy have a very ... The lenders in the fintech industry have filled a huge void over the past ten years. As most prime banks have withdrawn the ... read more

How Digitization Can Transform Small-Business Lending

Step into the borrower's shoes. In my role as a fintech CEO, I've seen firsthand how digitization ... I've noticed that other players, like Amazon Prime and CarMax, also harness digitization to ... read more

Subprime Lender OneMain Using New Tools to Mine Old Data

Indeed, banks that are able to utilize their data better can serve their borrowers ... The more information a lender has on the borrower, the more prescriptive it can be with product offerings." Like ... read more

Why We Invested In Earnest -- Inside A VC's Mindset

As Series A investors in the company, I've been asked a lot of questions, including "Why/how did you pick that particular company in the more and more crowded fintech space ... with Earnest's vision ... read more

Alternative Finance at #PFF18: 16 Fintech Startups Deliver $12 Billion Financing to Consumers and SMEs in 32 countries

The Paris Fintech Forum 2018 (#PFF18) was a huge event, here are a few highlights from the sessions moderated by Crowdfund Insider & friends ... Zopa is competing head-on with UK banks for prime ... read more