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How Fintech Serves The Invisible Prime Borrower | AutoTraffic
FinTech is Empowering the Subprime Borrower
However, FinTech companies – both lenders and marketplace/digital brokers – are now stepping in to fill the void, leveraging new tools to rethink how credit is assessed and delivered.
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Did fintech loans default more during the Covid-19 pandemic? Were ...
Our proposed model with alternative data can identify the “invisible prime” consumers. Both traditional and alternative data should be used together for the best results. Fintech loans are found to ...
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Trust Science & Conecta partner to help finance companies find ...
“Trust Science’s robust, data-driven platform is proven to help lenders like our clients to identify invisible prime borrowers,” Conecta Marketing Group founder and CEO Andres Huertas said ...
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How AI Can Transform Fintech, Credit Scoring
AI could integrate a broader range of factors into credit scoring, such as rent payments, creating a more responsive and inclusive system. Moreover, automating the process with AI underwriter ...
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Fintech Platform Haven Launches Haven Wallet to Eliminate Loan ...
NEW YORK, September 09, 2024--Haven, a fintech servicing technology platform, today introduced Haven Wallet, the latest addition to the company’s product suite that unlocks value for the ...
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Fintech Platform Jaja Finance Enters Near-Prime Credit Card Space
Lucas Dalglish, Chief Commercial Officer, Jaja Finance said: “While the cost of borrowing has increased for everyone, near-prime borrowers are being hit the hardest, and there’s little being ...
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Fintech lenders tighten lending standards, bolstering debt financing
For fintech loans to borrowers with weighted average credit scores between 660 and 710, annualized net losses rose by 1.88% month-over-month to 16.61%. Thirty plus-day delinquencies rose 0.51%, to ...
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