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‘I racked up $45,000 in credit-card debt doing home repairs’: Should I refinance my $1.5 million house — or take out a personal loan to pay it off?

Dear Quentin, My husband and I have $45,000 in debt on credit cards with 0% interest rates that will start charging interest in July. We bought a house for $1.3 million that is now worth $1.5 million. read more

Homebuyers Are Taking on Riskier Mortgages

Some analysts say that ARM mortgages can be riskier than the fixed term ones. "They are certainly riskier for buyers than a fixed-rate mortgage because the rate that you're charged on the money you ... read more

Homeowner pain as mortgages soar above 6pc again

Homeowners are facing higher mortgage costs as more rates tip over 6pc as lenders react to ongoing uncertainty over when interest rates will start to fall. read more

Was your mortgage loan application denied? 9 steps to take

Find out how affordable the right mortgage loan could be today. Was your mortgage loan application denied? 9 steps to take. If your mortgage application has been denied, it's impo ... read more

Ally Mortgages Review 2024: This Lender May Be Your Homebuying Ally

Ally mortgages are a great option for those seeking conventional loans and a speedy application process. But if you’re looking for a government-backed loan, look elsewhere. Read on for our full Ally ... read more

Best Mortgage Lenders Of April 2024

Not all mortgages are created equal ... whether you’re looking to buy a home or are wondering if 2024 will be a good time to refinance an existing mortgage. Why you can trust Forbes Advisor ... read more

Home buyers turn to adjustable-rate mortgages as 30-year rate zooms past 7%

Mortgage applications fell 2.7% in the last week, the Mortgage Bankers Association said. The average rate for a 30-year mortgage stood at 7.24%. read more

Home Loan Applications See 2.7% Drop

Low inventory and high mortgage rates have taken their toll on prospective homebuyers, if the latest drop in new mortgage applications is any indication. The Mortgage Bankers Association’s (MBA) ... read more

When does a home equity loan make sense? What experts say

Here's when experts say a home equity loan could make the most sense: ... read more

What is a no-appraisal home equity loan?

A no-appraisal home equity loan can save time and lower closing costs by not requiring a formal appraisal, but it sometimes leads to higher interest rates and lower loan limits. Be sure to compare ... read more

Home loan hacks: Top strategies to save big on your mortgage

Securing a home loan is a significant financial commitment, and finding ways to save on your mortgage can be a game-changer. read more