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7 Things Your Homeowners Insurance Likely Doesn't Cover

You can buy flood insurance from private insurance carriers or from the National Flood Insurance Program. In some designated flood zones, this insurance is actually a requirement. 2. MOLD INFESTATIONS ... read more

What Does Flood Insurance Cover?

There are some events homeowners ... of damage from coverage, according to Flood Smart. Your policy won't pay for the loss of money or valuable papers, property and belongings outside a building, such ... read more

Does home insurance cover that? 9 things you may not know about your policy

Home insurance ... flood, fire or storm. One thing to keep in mind that natural shifting and settling of foundations or damage due to tree roots are nearly always excluded from cover. Unfortunately, i... read more

FEMA explains flood coverage

Homeowners can insure up to $250,000 ... The policy can be bought through their regular home insurer, but primary flood coverage is provided by FEMA. "The minute the home gets hit with the flood, call ... read more

10 Events Homeowners Insurance Doesn’t Always Cover

Many times, basic homeowners insurance does not ... by these little bugs is not covered and the only way you can cover these costs is by paying out of your own pocket. If you happen to suffer severe w... read more

Servicemaster Powers Up To Help Texas Homeowners

if you had flood waters in your home ... segment offers termite and pest control services, including termite remediation and wildlife exclusion. The American Home Shield segment provides home warranty ... read more

A beginner's guide to home insurance

Your home is probably your biggest investment and one of your biggest responsibilities, so protecting it should be a priority. Homeowners insurance does just ... of disasters home insurance policies c... read more

Homeowners Insurance: Covered? Don't Be So Sure

Water coverage began getting less generous after a jury in a 2001 Texas lawsuit involving toxic mold ... your homeowners premium at least 10% (it’s not worth making a bunch of small claims anyway; you ... read more

Save big on homeowners insurance

(MONEY magazine) -- Reviewing your homeowners ... does and doesn't cover until they file a claim," says Deeia Beck, executive director of the Office of Public Insurance Counsel, a state consumer agenc... read more

Does Homeowners Insurance Cover Foundation Repair?

Homeowners insurance policies cover foundation repairs specific ... anchors and stairs to a basement. Flood insurance does have an exclusion for covering any loss due to an "earth movement." Unfortuna... read more