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Floods, molds, pests: What does your home insurance cover?

Insurance is one of those things that can be hard to spend money on — but when you are in need, you will find yourself so grateful that you did. Last week we talked about the need for — and the relati... read more

7 Things Your Homeowners Insurance Likely Doesn't Cover

You can buy flood insurance from private insurance carriers or from the National Flood Insurance Program. In some designated flood zones, this insurance is actually a requirement. 2. MOLD INFESTATIONS ... read more

12 things your homeowners insurance probably doesn't cover

Mold: According to Bankrate, a standard homeowners insurance policy generally limits mold damage coverage or totally excludes ... Having a licensed pest control company inspect your home is the best w... read more

Does home insurance cover that? 9 things you may not know about your policy

Home insurance ... flood, fire or storm. One thing to keep in mind that natural shifting and settling of foundations or damage due to tree roots are nearly always excluded from cover. Unfortunately, i... read more

10 Events Homeowners Insurance Doesn’t Always Cover

Many times, basic homeowners insurance does not ... by these little bugs is not covered and the only way you can cover these costs is by paying out of your own pocket. If you happen to suffer severe w... read more

Beware: your home insurance doesn't cover these ten things

Because your home insurance will likely only cover ... up mold caused by water from a burst pipe. Whether flooding happens from rain, rivers, or lakes, don't expect your home and belongings to be cove... read more

Does Homeowners Insurance Cover Foundation Repair?

Homeowners insurance policies cover foundation repairs specific ... anchors and stairs to a basement. Flood insurance does have an exclusion for covering any loss due to an "earth movement." Unfortuna... read more

Servicemaster Powers Up To Help Texas Homeowners

if you had flood waters in your home ... segment offers termite and pest control services, including termite remediation and wildlife exclusion. The American Home Shield segment provides home warranty ... read more

Homeowners Insurance: Covered? Don't Be So Sure

Water coverage began getting less generous after a jury in a 2001 Texas lawsuit involving toxic mold ... your homeowners premium at least 10% (it’s not worth making a bunch of small claims anyway; you ... read more

Save big on homeowners insurance

(MONEY magazine) -- Reviewing your homeowners ... does and doesn't cover until they file a claim," says Deeia Beck, executive director of the Office of Public Insurance Counsel, a state consumer agenc... read more

Tips for buying homeowners insurance

Homeowners insurance protects what is likely your biggest asset. However, home insurance can be confusing. What does a ... do not cover some damages. What are some of those things? Floods are not cove... read more

What Does Flood Insurance Cover?

There are some events homeowners ... of damage from coverage, according to Flood Smart. Your policy won't pay for the loss of money or valuable papers, property and belongings outside a building, such ... read more