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Hongkongers will get access to more than one credit reference agency under new scheme aimed at promoting competition

The Credit Data Smart programme will enable people to get a free report from Nova Credit, PingAn OneConnect Credit and TransUnion Credit 'It gives the entire system much more resilience going forward, ... read more

Consultation on data access for credit agencies

The government is asking for the public's opinion in credit reference agencies accessing data in this way The government is proposing to change the way data is accessed by credit reference agencies. read more

Six credit myths busted - including if there is a 'blacklist' banned from borrowing

The fact of the matter is most credit reference agency complaints actually come down to the businesses that have placed “markers” on the file, not the agency itself. The good news is sorting o ... read more

Simple tips to improve your credit score and get accepted by lenders

MILLIONS of borrowers are being stung by expensive credit or rejected due to poor credit scores. Whether you’re taking out a mobile phone contract, credit card or buying a home, then having a ... read more

Car Credit Checks

Checkmyfile uses data from four credit reference agencies - Experian, Equifax, TransUnion and Crediva - giving a credit score out of 1000. Privately owned and independently operated. It also says it ... read more

What credit rating says about your company’s health

Recently, a local-based rating agency- International Credit Rating Agency (ICRA) with more than 20 years of experience in the credit rating industry was opened up in Uganda. In an interview with ... read more

Can missed or late payments affect your credit score?

How much of an impact may depend on a lender's individual rules around lending, what information they pass on to the Credit Reference Agencies (CRAs), and how each individual CRA uses that ... read more

Klarna to report product use and missed payments to UK credit reference agencies

Shopping and payments service Klarna will start to report the use of buy now pay later (BNPL) products to UK credit reference agencies from June. It will report consumer purchases paid on time ... read more

What to do if your loan application is declined

If a provider has turned you down for a loan, it’s important to find out why it rejected your application and what you can do to prevent it from happening again. Share this guide If a lender ... read more