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Court Says Builder’s Risk Policy Limited Coverage for Additional Insureds

Cas. Co. of America, 2024 WL 1050117 (E.D. Mo. March 11, 2024), the Court determined that the plaintiff property owner, as an additional insured, was not entitled to the same insurance coverage as ... read more

Your customer/broker says you ‘don’t need trailer coverage to pull their trailer’ -- true or false?

My alarm bells went off when my insured recently told me, “My customer/broker said I don’t need trailer coverage to pull their trailer.” It’s never wise to accept statements or advice ... read more

Are Associated Companies Covered by Liability Policies?

The best thing to do to guarantee coverage for associated companies is to have each company identified as an "additional insured" under the liability policy. Each additional insured added to the ... read more

What is a Renters Insurance Interested Party?

What Is the Difference Between Additional Interest and Additional Insured? Additional interest and additional insured are two different concepts, although they sound similar. If you see the phrase ... read more

The Cost of Whole Life Insurance (2024)

There are generally two different types of term insurance riders you can add: The first is for the insured person, and the second is for an additional insured person. This means you may be able to ... read more

Certificate of Insurance (COI)

Additional Insured Status Requested By Way of Written Contract or Agreement: Please note that additional insured status can only be granted by way of written contract or agreement. Your agreement with ... read more

Best Independent Contractor Insurance Companies of April 2024

Next Insurance Next offers low premiums, same-day coverage, and a live certificate of insurance that you can easily update with additional insureds and instantly share from anywhere. Instant ... read more

Best Food Truck Insurance Companies for April 2024

And you can add an additional insured for free to your certificate at any time. Next received far fewer complaints with the NAIC from 2020-2023 than were expected given the company’s market share. read more

Car Insurance When Leasing

Since the leasing company technically owns the vehicle, you will need to list it as an additional insured party and loss payee. Most leasing companies will require you to carry collision and ... read more

Why an auto insured didn’t have to help with his insurer’s defence

An Ontario court has set aside a judgement of almost $155K that an auto insurer obtained when its insured didn't help to mount a defence. read more