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Adapting The Home Mortgage To The Retirement Funds Crisis: A Second Proposal | AutoTraffic

Mayor Emanuel Provides Roadmap to Continue to Confront Pension Obligations Head-On

"In 2011, Chicago's pension funds were ... an annual budget crisis, having to choose between funding education for our children or funding pensions for our teachers' retirement. read more

Reverse mortgages need a rethink if they’re the new age pension

Under the proposal ... for retirees who need to convert their home into cash flow. Even now, a reverse mortgage can be an alternative to “downsizing” into a smaller and cheaper home to release funds f... read more

How to Save Retirement (It’s Simple, and It’s Not Chained CPI)

Rather it is the fact that, due to the failure of the current retirement system, millions of Americans are facing an insecure and underfunded retirement. A more realistic assessment reveals that the s... read more

3 Portfolios

This is little more than a "hands-off" sign for assets you hope you won't have to spend for retirement expenses, but that will be there if you need them. The second ... reverse mortgage. So, there are ... read more

How to Prevent the Next Housing Crisis

If losses exceed 6%, a mortgage insurance fund (MIF), akin to federal bank deposit insurance and funded by the 10 basis point fee referenced above, would cover the next 2.5% of losses. The 6% level is ... read more

The 401(k) Is Turning 40 Years Old. It’s Past Time We Change How Americans Save for Retirement

William Birdthistle is a professor at Chicago-Kent College of Law and the author of Empire of the Fund: The Way We ... most American workers save for retirement. In short, section 401(k) is facing som... read more

A guide to Pennsylvania's taxpayer-funded pension crisis

Something everyone seems to agree on is that taxpayers need some relief from raising the staggering $50 billion needed to replenish the two retirement funds. State officials ... $13,000 to wipe out th... read more

Understanding and adapting the land market is key to solving our housing crisis

Toby Lloyd argues that any serious attempt to address the housing crisis must include measures to change the ... or agent approaching the owner directly to suggest a possible sale. Second, it’s often ... read more

Germany and Italy sound upbeat on debt crisis

Merkel said the first step in resolving the debt crisis is to "create the preconditions" for a second ... bailout fund, known as the European Financial Stability Facility. European leaders have said t... read more

Millennials and mortgages: How a shifting demographic is redefining the housing market

Mortgage lending in the ... accommodating parking spaces. The second demographic likely to impact the rise of multi-family housing is the aging Baby Boomer population. As the Baby Boomer generation he... read more

How New York Became the Center of the Fight Against Uber and the Gig Economy Lie

Dozens of taxi and livery drivers from across the city had joined together outside the ornate structure to call for immediate action to a growing crisis. A fifth driver ... Between his home mortgage, ... read more

Europe goes back to the drawing board

But she stressed that the European debt crisis ... in retirement ages, effective in January, Monti announced Sunday night. In announcing the cuts, Monti -- who also serves as finance minister -- said ... read more
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