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A Brief History Of Reverse Mortgages In The United States

Reverse mortgages have a relatively short history in the United States, beginning in a bank in Maine in 1961. The 1987 Housing and Community Development Act saw the federal government systemize ... read more

Considering reverse mortgages? Better to reverse course on this risky choice

If you’re in great health with a good family history, you could live into your 90s or beyond. Planning for a longer life is key to not exhausting your money. Reverse mortgages often do the opposite, ... read more

A New Way to Help Your Parents Stay in Their Home

... out the pros and cons of the “Caregiver Mortgage” from National Family Mortgage — a line of credit secured by the home — let me offer a brief explanation of reverse mortgages and how they work. A ... read more

Reverse mortgages: the Rodney Dangerfield of retirement

Are reverse mortgages the modern equivalent in the retirement planning world? According to a recent brief from the Boston College Center for Retirement Research (CRR), middle-class Americans age 65 to ... read more

USA Today: Reverse Mortgages Could Hold Key to Secure Retirement

“The hope is that a reverse mortgage line of credit can act as a standby source of liquidity in the kinds of instances that would otherwise lead to financial ruin for your portfolio,” Bruns told USA ... read more

A Brief History Of Reverse Mortgages In The U.S.

Reverse mortgages have a relatively short history in the United States, beginning in a bank in Maine in 1961. The federal government systemized reverse mortgages through the Home Equity Conversion ... read more

The long, dorky history of politicians selling junk food, reverse mortgages and cures for diabetes

Fred Thompson for reverse mortgages Fred Thompson (R ... Former House speaker Tip O'Neill only makes a brief appearance here -- or, rather, is only briefly identifiable. But Miller Lite? We had to ... read more

10 pros and cons of a reverse mortgage

Reader Question: Reverse mortgages, good or bad. What to look for and avoid ... Verification of income, assets, credit history and monthly living expenses is necessary. There are three different ... read more

Why reverse mortgages are a harder sell now

“Your loan balance grows more slowly, which is good,” says Pfau, the author of the recently updated book “Reverse Mortgages.” The brief heyday of the portfolio protection strategy may have had a ... read more

A Brief History of BofI Holding

A few years ago, BofI's (NYSE:AX) lending business was almost entirely mortgage-based, and its deposit accounts were mainly CDs. That's no longer the case. Here's a discussion of how the bank's ... read more

A brief history of money: from the barter system to Bitcoin

Most of this history is accurate — it’s only the earliest days where ... In the case of the 2008 crisis, banks lent out bad loans to subprime mortgages. These were mortgages taken out by borrowers ... read more

Friday Round-Up: Reverse Mortgages, Righteous Bros and Retirees’ Jumbo Loans

So far this year, the reverse mortgage volume has had consecutive declining months of endorsements, aside from a brief climb from January to February of this year. How One Former Loan Officer Handles ... read more