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Va Cuts Loan Rate To 11.5% | Latest News

Va Cuts Loan Rate To 11.5%

For the second time in just two weeks, the Veterans Administration announced it will reduce by one-half percentage point the maximum interest rate charged on home loans it guarantees. The VA rate on fixed-rate, 30-year mortgages will drop to 11.5 percent ... read more

They call veterans offering low rates, fine print. VA targets home loan ‘churning’

Phone calls can begin only a day after veterans close on VA-guaranteed home loans. Brokers will claim they can offer an even lower interest rate, or a better strategy for refinancing, that will cut mortgage payments even more. The practice is called serial ... read more

Hill, Agencies Target Home Loan ‘Churning’ Aimed at Vets

Military Update: Phone calls can begin only a day after veterans close on VA-guaranteed home loans. Brokers will claim they can offer an even lower interest rate, or a better strategy for refinancing, that will cut mortgage payments even more. read more

How to Find the Best Mortgage Rates in 2018

Otherwise, you’ll find yourself paying higher interest rates and private mortgage insurance (PMI). Again, lenders will typically give you a lower interest rate when they mitigate their risks. So a shorter loan term will generally cut your interest rate ... read more

Should you lie on your mortgage application?

Often people lie or exaggerate to get a bigger loan, smaller down payment or a better mortgage rate. Or sometimes the applicant won ... you feel better personally about lying now. But it won't cut it with a district attorney or federal prosecutor. read more

Dems divided over student loan rates

Senate Democrats are teeing up a battle with House Republicans over student loan rates but their efforts are ... by three members of the conference who have cut a side deal to peg student interest rates to the fluctuating rate of 10-year Treasury notes. read more

Servicing News; FHA and VA Update; US Bank Exits Wholesale

Ginnie Mae began disclosing the HECM Loan MIP Rates based on the FHA policy change per Mortgagee Letter 2017-12. As previously announced in Newsflash C17-057, dated November 14, 2017, Wells Fargo Funding will no longer offer FHA and VA 7/1 and 10/1 ARM ... read more

Fidelity Southern Corporation Reports Earnings For Fourth Quarter Of $12.4 Million; $39.8 Million In 2017

Interest rates are the reason ... excluding the guaranteed portion of SBA and GNMA loans ("adjusted NPA's") and acquired loans. Adjusted NPA's, a non-GAAP measure, decreased by $4.6 million, or 11.5%, during 2017. The reconciliation to the comparable ... read more

The Tax Cuts And Jobs Act: Collateral Damage

The new language will treat them as taxable income for the recipient, meaning revenue from an incentive zone that would previously have gone back to a developer to pay off building loans for a project ... top marginal tax rate is cut, the value of debt ... read more
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