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The Mortgage Professor: Finding the best deal on an HECM reverse mortgage

The best deal on a mortgage is usually defined in terms of the interest rate and origination fee charged the borrower. That was my approach in a previous column on the subject. I recently realized, however, that with reverse mortgages, it was more ... read more

The Mortgage Professor: Borrower decisions on a HECM reverse mortgages

Borrowers in the forward-mortgage market make similar decisions. There are no points on HECM reverse mortgages, only origination fees, which are a flat dollar amount. That makes the decision on the best interest ... the following two deals on a fixed ... read more

How much can you lose if you don't find the best HECM deal?

Data source: Each week, nine reverse mortgage lenders update ... benefit from the federally-supported HECM program, it would certify multi-lender sites that make it easy for seniors to find the best available deal. • Contact Jack Guttentag via his ... read more

The Mortgage Professor: Introducing the Kosher HECM reverse mortgage

This article describes the major features of a kosher HECM reverse mortgage. It does not yet exist ... which makes it easy for seniors to find the best deal. —There are no unanticipated surprises down the road that would make the senior regret taking ... read more

JACK GUTTENTAG: Finding the best deal on HECM reverse mortgage

The best deal on a mortgage is usually defined ... benefit from the Federally-supported HECM program, it would certify multi-lender sites that make it easy for seniors to find the best available deal. The writer is professor of finance emeritus at the ... read more

The Mortgage Professor: Introducing the Kosher HECM Reverse Mortgage

which makes it easy for seniors to find the best deal. —There are no unanticipated surprises down the road that would make the senior regret taking a HECM. —The set of options for drawing funds is the best of those available to the senior. read more

JACK GUTTENTAG: Shopping for the best HECM Reverse Mortgage deal

Can You Shop For the Best Deal on a HECM Reverse Mortgage? You can if you know exactly what you want, and exactly where to find it. This article is designed ... The writer is professor of finance emeritus at the Wharton School of the University of ... read more