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Current Mortgage Refinance Rates: September 17, 2025 – Rates Drop

The rate on a 30-year fixed refinance dropped to 6.24% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.19%, and for 20-year mortgages, ... read more

Should I Refinance My Mortgage?

Refinancing could make sense if you want to lower your interest rate, get rid of mortgage insurance or change loan terms ... read more

What to consider about mortgage refinancing now

For some homeowners, refinancing could be the right move now, but waiting it out could also come with a big payoff. read more

Mortgage refinancing demand surges. Here's who can benefit now.

Mortgage rates have dropped significantly, fueling interest in refinancing. Here's who should consider it now. read more

Mortgage interest rates just fell to a 3-year low. Here's why (and what to do now).

Mortgage rates just hit their lowest point since 2022, which means there are a few moves buyers should make now. read more

The Fed's expected to cut rates. Will your mortgage get cheaper?

Mortgage rates seem to have a mind of their own — sometimes rising when you'd expect them to fall. Learn how the Fed rate affects home borrowing costs for smarter financial decisions, plus actionable ... read more

How to Refinance Your Mortgage

If you bought a home in the US in the past few years, a period when mortgage rates surged to their highest levels in more than two decades, you probably had a plan: “Date the mortgage rate and marry ... read more

What is a cash-out refinance?

A cash-out refinance replaces your current mortgage with a new, bigger one and converts the difference between the two balances into cash. The terms of your refinanced mortgage might significantly ... read more

Should you refinance your mortgage? Here’s what to consider

This is an archived article and the information in the article may be outdated. Please look at the time stamp on the story to see when it was last updated. In early August, refinance applications were ... read more

How to Make Smart Money Moves After the First Fed Rate Cut of 2025

Find out what the Federal Reserve's rate cuts mean for your finances. read more