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What to consider about mortgage refinancing now

For some homeowners, refinancing could be the right move now, but waiting it out could also come with a big payoff. read more

Falling mortgage rates: Is it time to buy or refinance?

Mortgages, which are paid back over a 15, 20, or 30-year period, need a much longer benchmark. So, mortgage rates are tied to the yield on the 10-year Treasury note, which is a much longer-term ... read more

Will you finally be able to refinance your mortgage this fall? Here's what some experts predict.

Sharon Wu, a senior writer with over a decade of experience, specializes in consumer-focused content covering home and finance topics such as insurance, investments, credit, debt, mortgages and home ... read more

Mortgage rates have dropped to their lowest in nearly a year: What does this mean?

As far as taking advantage of lower rates to refinance your mortgage, Romans suggests the general rule of waiting for a 1-2% drop from your current mortgage rate. If it's only a fraction of one ... read more

Here Are Today’s Mortgage Refinance Rates: August 6, 2025 – Rates Climb

Caroline Basile is Forbes Advisor’s student loans and mortgages deputy editor. With experience in both the mortgage industry and as a journalist, she was previously an editor with HousingWire, where ... read more

5 Questions to Ask Before Refinancing Your Mortgage

Interest rates have been so low for so long. There are fears for the future with a reverse mortgage. Getty Images — -- The mortgage checks most homeowners write every month serve as a regular ... read more

Refinance Rates Tick Higher: Mortgage Refinance Rates on Aug. 1, 2025

So far this year, average mortgage rates have stayed stubbornly high, bouncing between 6.5% and 7%, as financial markets weigh the risks of both higher inflation and an economic slowdown. Most ... read more

Refi Rates Just Hit a New 5-Month Low—and Are Dropping Even Further. Is It Time to Refinance?

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ... read more